Funding a payment and being an eligible included family applicant are separate matters.
Confirm the actual family application
Document eligible relationships and the included people. Each eligible spouse or unmarried child under 21 generally adds US$1 million and US$15,000 nonrefundable processing, including corporate cases; any CSPA protection needs individual assessment.
Map the applicant, spouse and every unmarried child under 21 separately, showing relationship, intended inclusion, payment responsibility and immigration eligibility. A spouse’s transfer toward the principal’s amount does not add that spouse to the case. The initial online application carries DHS processing of US$15,000, which is nonrefundable. USCIS next prompts the Gold Card immigrant petition on Form I-140G. Vetting precedes the request for a gift to the United States valued at US$1 million. Gold Card uses EB-1 or EB-2 classification and must not be presented as EB-5. Recheck official family instructions before funds leave an account.
Hypothetical example: A veterinary pathologist living in Sainte-Catherine-de-Hatley plans to apply as principal, and his wife offers separate savings. The couple records her contribution without treating it as her application. They decide whether she and their unmarried seventeen-year-old will be included, assemble marriage and birth records, and budget each person under current directions. The principal submits online and pays processing first; he waits for the I-140G prompt and vetting result before arranging the requested gift. Canadian residence documents remain separate from passports and evidence supporting his proposed EB-1 or EB-2 basis.