Payment splitting does not change the published gift or processing amounts.
Reconcile transfers to the required obligation
Processing is US$15,000 nonrefundable per person; the later officially instructed principal gift after successful vetting is US$1 million individually or US$2 million corporately. Confirm accepted payment instructions and count actual payments once rather than claim a discount from the number of accounts.
Reconcile the obligation by applicant, not by bank-account count. Splitting transfers cannot reduce an individual principal’s published US$1 million gift, and duplicates must not be counted twice. The first step is currently an online application carrying a US$15,000 nonrefundable DHS processing fee. USCIS next issues a prompt for Form I-140G, the program’s immigrant petition. The United States requests the gift only once vetting succeeds. Because the program proceeds through EB-1 or EB-2, it is legally distinct from an EB-5 investment. Confirm live official amounts, references and directions before sending money.
Hypothetical example: An aerospace engineer from Sainte-Catherine-de-Hatley holds savings across a personal brokerage account and joint chequing. She prepares a ledger assigning every transfer to the single principal obligation, with ownership and source records for both. Processing is recorded separately from the later gift, which she does not send while awaiting the I-140G prompt and vetting. If an account has a transfer ceiling, she checks whether official instructions permit multiple remittances rather than claiming two accounts create a discount. Her EB-2 evidence is reviewed independently; ample cash cannot replace classification eligibility.